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Technology Can be Your Greatest Asset
Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information.
Brought To You By MJM Global Insurance Brokerage Group
Take advantage of technology via the JewelersHealthCare.com marketplace and access crucial health care coverage information.
Historically, asking everyday Americans to navigate health care coverage was like asking passengers to fly the plane.
Actually, that’s really not much of an exaggeration. Chances are good that you can relate to the problem, whether you obtained your health care coverage through an employer, through a broker, directly from an insurer or through one of the public exchanges created after the passage of the ACA.
Health economist expert, Austin Frakt, published an article in the New York Times detailing his inability to estimate the true cost of the health care plans offered by the federal employee program and the difficulties he faced in picking the proper plan. He pointed out that there is a striking lack of transparency and great difficulty in comparing how much each plan would pay for various services.
One of the issues often faced has been that the prices quoted for plans aren’t the “real” prices; monthly premiums aren’t all that you pay. There are deductibles (the amount you have to pay out of pocket before insurance pays anything at all), co-insurance fees (the percentage you have to pay per doctor’s visit, no matter what), co-payments (the fixed amounts you have to pay per visit) and out-of-pocket maximums (the total number of real dollars you have to spend before insurance covers everything).
Comparing the “real” prices of different plans is nearly impossible. It can take hours just to estimate the “real” amount you’ll have to pay for coverage under one plan.
The Solution: Technology and JewelersHealthCare.com Marketplace
It’s no wonder that most Americans are confused by – and unhappy with – their health insurance, or a large number of people experience “buyers’ remorse” after choosing a plan.
A private health care marketplace takes advantage of economies of scale to greatly benefit those shopping for health care coverage. It allows associations, smaller companies and individuals to use their combined purchasing power to obtain
Today’s advanced technology, available with JewelersHealthCare.com has made it more efficient, more accurate and a pleasure to use.
Here’s how many of the difficulties we’ve listed are mitigated or eliminated through your Association private health care coverage marketplace:
A unified marketplace for health care coverage plans
Better pricing
Comparison tools
Health economist expert Austin Frakt also offered up a prescription for the problems listed above: Use modern technology to access crucial information regarding health care coverage offerings.
Here’s the good news. That prescription exists and is available through your assocation at JewelersHealthCare.com.
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